International General Valuation
| IGIC Stock | USD 25.60 0.02 0.08% |
At this time, the firm appears to be undervalued. International General retains a regular Real Value of $29.7 per share. The prevalent price of the firm is $25.6. Our model calculates the value of International General from evaluating the firm fundamentals such as Return On Equity of 0.19, return on asset of 0.0375, and Current Valuation of 914.66 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting International General's valuation include:
Undervalued
Today
Please note that International General's price fluctuation is very steady at this time. Calculation of the real value of International General is based on 3 months time horizon. Increasing International General's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since International General is currently traded on the exchange, buyers and sellers on that exchange determine the market value of International Stock. However, International General's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 25.6 | Real 29.7 | Target 30.0 | Hype 25.65 |
The real value of International Stock, also known as its intrinsic value, is the underlying worth of International General Company, which is reflected in its stock price. It is based on International General's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of International General's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of International General Insurance helps investors to forecast how International stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of International General more accurately as focusing exclusively on International General's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use International General's intrinsic value based on its ongoing forecasts of International General's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against International General's closest peers. If more than one evaluation category is relevant for International General we suggest using both methods to arrive at a better estimate.
International General Cash |
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International General Total Value Analysis
International General Insurance is currently forecasted to have valuation of 914.66 M with market capitalization of 1.11 B, debt of 4.24 M, and cash on hands of 138 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the International General fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
914.66 M | 1.11 B | 4.24 M | 138 M |
International General Investor Information
About 51.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.61. Some equities with similar Price to Book (P/B) outperform the market in the long run. International General last dividend was issued on the 17th of December 2025. The entity had 1:1 split on the 18th of March 2020. International General Insurance may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.13 | 0.23 |
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| Operating Income | 159.7 M | 152.1 M |
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International General Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. International General has an asset utilization ratio of 25.81 percent. This indicates that the Company is making $0.26 for each dollar of assets. An increasing asset utilization means that International General Insurance is more efficient with each dollar of assets it utilizes for everyday operations.International General Profitability Analysis
Taking into consideration International General's profitability measurements, International General Insurance may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in March. Profitability indicators assess International General's ability to earn profits and add value for shareholders.Net Income | First Reported 2018-03-31 | Previous Quarter 34.1 M | Current Value 33.5 M | Quarterly Volatility 12.7 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.27 | 0.39 |
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| Net Profit Margin | 0.13 | 0.23 |
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| Operating Profit Margin | 0.13 | 0.23 |
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| Pretax Profit Margin | 0.13 | 0.23 |
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| Return On Assets | 0.0725 | 0.0763 |
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| Return On Equity | 0.23 | 0.24 |
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For International General profitability analysis, we use financial ratios and fundamental drivers that measure the ability of International General to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well International General utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between International General's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of International General over time as well as its relative position and ranking within its peers.
International General Earnings per Share Projection vs Actual
By analyzing International General's earnings estimates, investors can diagnose different trends across International General's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for International General Insurance is based on EPS before non-recurring items and includes expenses related to employee stock options.International General Ownership Allocation
International General Insurance has a total of 43.18 Million outstanding shares. Over half of International General's outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Also note that almost nine hundred fourty-nine thousand nine hundred twenty invesors are currently shorting International General expressing very little confidence in its future performance.International General Profitability Analysis
The company reported the previous year's revenue of 525.95 M. Net Income was 135.2 M with profit before overhead, payroll, taxes, and interest of 225.76 M.International General Past Distributions to stockholders
| 31st of December 2025 | ||
| 16th of September 2025 | ||
| 18th of June 2025 | ||
| 22nd of April 2025 | ||
| 18th of December 2024 | ||
| 18th of September 2024 | ||
| 20th of June 2024 | ||
| 22nd of April 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates International General's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in International General and how it compares across the competition.
About International General Valuation
The stock valuation mechanism determines International General's current worth on a weekly basis. Our valuation model uses a comparative analysis of International General. We calculate exposure to International General's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of International General's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 264.8 M | 147.3 M | |
| Pretax Profit Margin | 0.23 | 0.13 | |
| Operating Profit Margin | 0.23 | 0.13 | |
| Net Profit Margin | 0.23 | 0.13 | |
| Gross Profit Margin | 0.39 | 0.27 |
International General Quarterly Retained Earnings |
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A single share of International General represents a small ownership stake in the entity. As a stockholder of International, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
International General Dividends Analysis For Valuation
At present, International General's Dividend Payout Ratio is projected to slightly decrease based on the last few years of reporting. . At present, International General's Price Earnings To Growth Ratio is projected to increase based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 30.5 M | 32 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.23 | 0.43 | |
| Dividend Paid And Capex Coverage Ratio | 5.69 | 4.75 |
There are various types of dividends International General can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of International shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from International General Insurance directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When International pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of International General by the value of the dividends paid out.
International General Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 44.7 M | |
| Quarterly Earnings Growth Y O Y | 0.001 | |
| Forward Price Earnings | 8.5034 |
International General Current Valuation Indicators
Valuation refers to the process of determining the present value of International General Insurance and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value International we look at many different elements of the entity such as International's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as International General, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use International General's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes International General's worth.Complementary Tools for International Stock analysis
When running International General's price analysis, check to measure International General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy International General is operating at the current time. Most of International General's value examination focuses on studying past and present price action to predict the probability of International General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move International General's price. Additionally, you may evaluate how the addition of International General to your portfolios can decrease your overall portfolio volatility.
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